Digital operations for Kenyan SACCOs

NESTICT SACCO SYSTEM unifies membership, savings & shares, credit, payments, payroll and double-entry finance — with a member portal and staff tools built for KES operations.

Platform at a glance

MembershipOnboarding · KYC · Portal
ProductsShares · Savings · Loans
FinanceGL · Journals · Periods
ChannelsWeb · Payments · Payroll
CurrencyKES · Africa/Nairobi
VendorNESTICT INFOTECH

Enterprise modules

Modular monolith aligned to SACCO operations — staff dashboards and member self-service.

Membership & KYC

Self registration, applications queue, document review, approval and portal login provisioning.

Savings & shares

Product catalogue, member accounts, share capital and deposit movements.

Credit & collections

Loan applications, contracts, guarantors, repayment schedules and arrears work.

General ledger

Chart of accounts, balanced journals, accounting periods and reconciliation.

Payments & payroll

Payment events, M-Pesa-ready adapters and employer check-off batch imports.

Member portal

Balances, statements, loan requests, beneficiaries and secure password or OTP login.

Staff console

Accordion operations UI, dashboards with charts, branding and versioned updates.

Reports & audit

Operational views, statutory hooks and full audit trail for sensitive actions.

Organisation setup

SACCO profile, branches, users & roles, and solid colour brand settings.

Ready to run your SACCO on NESTICT SACCO SYSTEM?

Apply for membership Member login Staff dashboard Member dashboard